Often Imitated. Always original.
This is banking, much less “banky.”
Looking for a digital bank that’s driven by excellent rates and top-notch service with loads of products and solutions for your businesses or personal finances? Congratulations, you’ve come to the right place! Want an online bank that thrives on red tape and long lines? Sorry, keep looking.
Stop imagining better banking and start experiencing it.
Business checking
You mean business — now, mean more of it.
Business-as-usual is never our usual when it comes to internet banking. With Do More Business™ Checking, be free from endless spreadsheets and see the big financial picture. Spend less time worrying, and more time imagining what your business can be.
- No minimum balance or monthly fees
- Unlimited transactions*
- Track all your finances, all in one place
- Zelle®
Terms and conditions apply. The Zelle® related marks are used under license from Early Warning Services, L.L.C.
*Dollar amount restrictions may apply.
Unlimited Transactions*.
No Hidden Fees.
Competitive Interest**.
*Dollar amount restrictions may apply.
**Earn 0.50% APY with an average daily balance of $10,000.
3.09% APY
(Annual Percentage Yield)
Money Market Savings Rate
Personal Money Market
Supercharge your piggy bank.
More interest means more savings — it’s just that simple with our FDIC-insured*, high-interest Money Market accounts.
- Open with as little as $100
- Earn 5x the national average**
- Apply online in minutes
*Deposits are FDIC insured up to $250,000 per depositor for each account ownership category. To learn more, visit www.fdic.gov.
**As of 1/20/2026 , the national average Annual Percentage Yield (APY) for Money Market Savings accounts is 0.56%, as published in the FDIC’s Weekly National Rates and Rate Caps; average rate used is for deposits up to $100,000. The Daily Balance method is used to calculate interest. To avoid a monthly maintenance fee, you must maintain an average daily balance of $4,000 for the Personal Money Market account. For additional information, visit our Disclosures page.
Testimonials
See why our customers love banking with us.
ABOUT US
All that is real was once imagined.
Our founder created a financial institution where customers were free to bank whenever, wherever, and however they wanted. Stories like this don’t come around that often. Check it out.
Read Our Storycareers
Your next adventure.
Here, your contribution, your insight, your imagination means more. Built with an entrepreneurial spirit, this is a place where every idea is valued, and everyone makes a difference. Put simply, your impact is multiplied. Come see what your future could be.
Join UsResources
Answers and guides
Being transparent and keeping our customers in the know is how our online bank operates. But we know you may have questions, so we have gathered those most frequently asked in one convenient location.
See MoreAmbition has no business hours.
Download our mobile app(s) for 24-hour digital banking access.
Contact
Always available.
Never out of reach.
For a bank born online, we’re surprisingly human (in fact, you’ll see some of our team members who have grown their careers here make appearances throughout the website). From our virtual assistant, available 24/7, to an amazing Relationship Banking team, we make it our goal to get you the answers you need.
