Installment Loans Disclosure
Annual Percentage Rate
Rates range from 3.25% APR to 21.00% APR and will vary based on loan type, collateral, term, amount requested, credit score, and the applicant’s overall relationship with the Bank.
| Term | Minimum 12 months |
| Term | Maximum 60 months on personal loans |
| Term | Maximum 66 months on automobile loans |
| Term | Maximum 180 months for RV, boat, and horse trailer loans |
| Late Charge | $18.50 |
| Finance Charge Method | Simple interest |
| Prepayment Penalty | none |
| Returned Item | $20.00 |
View a printer friendly (PDF) version of this disclosure to keep for your records.