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Debit Card
What should I do if I want to make a debit card purchase but don’t have enough funds in my account?
If the amount of your purchase exceeds the available balance in your primary checking account, you can transfer funds (using telephone, online or mobile banking) from another account you have with First Internet Bank, including a savings account or overdraft line of credit account. Most transfers happen in real-time (instantly), so you can be approved for the purchase.
Please note: There is a six transaction limit on the number of withdrawals you can make against a savings account in one calendar month.