First Internet Bank Expands Commercial Banking to Southwest US

First Internet Bank of Indiana (www.firstib.com), a premier provider of online retail and business banking services nationwide, today announced the geographic expansion of its commercial and industrial (C&I) lending services to the Southwestern United States, with the addition of three seasoned bankers operating from the Bank’s Phoenix-area loan production office.

To lead the Tempe-based group, Scott Davis has joined First Internet Bank as Regional Vice President. Mr. Davis has over 35 years of experience in commercial lending, in C&I as well as commercial real estate (CRE) lending with national, super-regional and regional institutions. Mr. Davis has opened new markets in past positions. Mitch Langston has joined the Bank as Vice President. With over 20 years of experience in commercial banking with national and super-regional banks, Mr. Langston has an extensive understanding of business dynamics. Rounding out the team, Carol Dittmar brings 20 years of experience in commercial banking with a thorough knowledge of loan processing, closing policies, credit policies and approval processes to her role as Commercial Banking Coordinator. The three will work to deliver innovative, flexible financing solutions to manufacturers, distributors, small businesses, and non-profit and service organizations.

“The expansion allows First Internet Bank to continue to grow by generating high quality assets in a market where we see opportunity and where we already have a physical presence,” said David Becker, Chairman and CEO of First Internet Bank, referring to the Bank’s mortgage loan operation office in Tempe. “We have assembled a great team, with deep commercial banking experience and a passion for serving their customers.”

“I am very excited to work for First Internet Bank and open this new market,” Davis said. “I was drawn to the spirit of entrepreneurship at the Bank, and I think our culture will resonate with the many area businesses that feel disenfranchised from their current lenders. We will be able to provide clients the service they truly deserve, with flexible loan options and fast, responsive service.”

About First Internet Bank
First Internet Bank of Indiana opened for business in 1999 as the first state-chartered, FDIC-insured institution to operate solely via the Internet and has customers in all 50 states. Deposit services include checking accounts, regular and money market savings accounts with industry-leading interest rates, CDs and IRAs. First Internet Bank also offers consumer loans, conforming mortgages, jumbo mortgages, home equity loans and lines of credit, commercial real estate loans, commercial and industrial loans, and asset-based lending. In the past year, First Internet Bank was named one of the Best Banks to Work For by American Banker Magazine, and the top Online Originator by Mortgage Technology. For more information about the Bank, please visit https://www.firstib.com/. The bank is a wholly owned subsidiary of First Internet Bancorp (NASDAQ: INBK).

About First Internet Bancorp
First Internet Bancorp (NASDAQ: INBK) became the parent company of First Internet Bank of Indiana in 2006. For more information about the Bancorp, please visit http://www.firstinternetbancorp.com.

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This press release may contain forward-looking statements with respect to the financial condition, results of operations, plans, objectives, future performance or business of the company. Forward-looking statements are generally identifiable by the use of words such as “believe,” “expect,” “anticipate,” “plan,” “intend,” “estimate,” “may,” “will,” “would,” “could,” “should” or other similar expressions. Forward-looking statements are not a guarantee of future performance or results, are based on information available at the time the statements are made and involve known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from the information in the forward-looking statements. Factors that may cause such differences include: failures of or interruptions in the communications and information systems on which we rely to conduct our business; our plans to grow our commercial real estate and commercial and industrial loan portfolios; competition with national, regional and community financial institutions; the loss of any key members of senior management; fluctuations in interest rates; general economic conditions; risks relating to the regulation of financial institutions; and other factors identified in reports we file with the SEC. All statements in this press release, including forward-looking statements, speak only as of the date they are made, and the Company undertakes no obligation to update any statement in light of new information or future events.