Payments are initiated before our bill payment processor attempts to debit your account for the amount of the payment. It is your responsibility to ensure you have sufficient funds available in your account to cover the amount of any payments you initiate. If your account does not contain sufficient funds to cover the payment, any overdraft protection you may have on the account will be used. If you still do not have enough funds to cover the payment(s), you will be charged a fee for insufficient funds (NSF).
Our bill payment processor may make additional attempts to withdraw the funds from your account. You risk additional fees for NSF and/or collections as well as suspension or termination of your bill payment service if you do not maintain sufficient funds to cover the transactions you initiate.