Health Savings Accounts
A healthy dose of peace of mind.
Doctor visits, prescriptions or that sweet tooth that just turned into a cavity – healthcare expenses (planned or unplanned) can pop up at any time. You can save for eligible medical and healthcare with our tax-advantaged Health Savings Account (HSA). Saving today can help keep the worry away.
Features
Aside from making it less stressful to cover your medical expenses, our health savings account offers several advantages:
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No monthly maintenance fee or minimum balance requirement
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Contributions and interest earnings are tax-free
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Funds are portable, so the money is yours even if you change employment
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Pay with a free debit card, online bill pay or check
Questions?
Talk to us about saving for your qualified medical expenses
| Health Savings Accounts Open an Account |
|
| Open with as little as | $0 |
|---|---|
| APY (Annual Percentage Yield) | 0.15% |
| Monthly maintenance fee | None |
| Minimum balance requirement | None |
| Online and mobile banking | Free, unlimited |
| Debit card | Free |
Rates last updated 12/20/2024. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate average daily balance is monthly. Interest compounds monthly. For additional information, visit our Disclosures page.
To be eligible for a health savings account, you must be enrolled in a high-deductible health plan that meets IRS guidelines for the annual deductible and out-of-pocket maximum. Additional eligibility requirements and contribution limits apply.
2024 Eligibility Requirements and Contribution Limits
| Individual Plan | Family Plan | |
| Minimum deductible | $1,600 | $3,200 |
|---|---|---|
| Maximum out-of-pocket | $8,050 | $16,100 |
| Contribution limit | $4,150 | $8,300 |
| 55+ contribution | $1,000 | $1,000 |
2020 Eligibility Requirements and Contribution Limits
| Individual Plan | Family Plan | |
| Minimum deductible | $1,400 | $2,800 |
|---|---|---|
| Maximum out-of-pocket | $6,900 | $13,800 |
| Contribution limit | $3,550 | $7,100 |
| 55+ contribution | $1,000 | $1,000 |